Hanlin eBook EZ Reader V3
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During this time of recession, Americans are having a hard time paying their bills. Much of the problem is, of course, the rising cost in everything except wages. However, another major problem is the people themselves. First, lack of a budget and secondly, people spend more than they can pay.
To keep your bills paid on time, you need a system. The first part of this system is its budget (in part).
After its budget is complete, it is necessary to organize their accounts. Just follow these steps and you should have no problem keeping your bills organized and paid on time every month!
Step one: Buy a cheap desktop organizer with 3 or more slots. The back slot is for the book budget. The second slot is for your coupon book (we'll get to more on that later) and last but not least, the front slot for your accounts. DO NOT allow anything more to go in the organizer.
Second step: Printing a calendar page 1 for the month you start with. (You can get one on my blog) Now, take all invoices due and write on your calendar for the dates of maturity.
Step Three: Place this calendar within your budget book. Every week when I get paid (or paid), open your book budget to a blank page and write the date on top. On the next line, enter the balance in your checking account (or any account you use to pay bills). Then add the check deposited.
Step Four: Write down any outstanding checks and subtract this amount of your balance.
Step Five: Get out your calendar account and write down every bill that is due this week in his budget book.
Step Six: Pay each bill, then subtract that amount (each) of your balance. If you are paying online or by phone, be sure to record confirmation numbers given.
Repeat this process every time you paid your bills and always pay on time!
Vanessa Hamlin is the Owner of Homemaker of the 21st Century. A blog dedicated to helping today's women stay home with her family!
Hanlin eBook EZ Reader V3
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